Zakiyyah, Amalina Maryam and Gunasti, Amri and Fadah, Isti (2020) (Peer Review + Similarity) Does Financial Literacy Influence the University Student’s Decision to Use M-Payment? ICoSMI IPB.
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Abstract
Based on the annual data released by We are Social 2020, shows that Indonesia is a country with the highest rate of e-commerce adoption in the world, but is lagging behind in using mobile payments (m-payment). However, it is common to find that m-payment integrated with e-commerce. Why does it happen? To find this out, we conducted this research. The Technology Acceptance Model (TAM) used to parse the decision to use the m-payment technology. Then added financial literacy as antecedent for decision using m-payment. Data was collected using questionnaires distributed to students and collected 120 respondents, then analyzed by using SEM. The result showed that the perception of easy to use is not a consideration in using m-payment but rather the perception of usefulness and security. The financial literacy does not influence the intention to use m-payment, but it has an impact on the behavior of using m-payment.
| Item Type: | Peer Review |
|---|---|
| Subjects: | 300 Social Science 300 Social Science > 330 Economics 300 Social Science > 330 Economics > 332 Financial Economics, Finance |
| Divisions: | Faculty of Engineering > Department of Informatics Management System (D3) |
| Depositing User: | Amalina Maryam Zakkiyah |
| Contact Email Address: | amalinamaryam@unmuhjember.ac.id |
| Date Deposited: | 11 Mar 2022 03:02 |
| Last Modified: | 15 Mar 2022 02:15 |
| URI: | http://repository.unmuhjember.ac.id/id/eprint/13322 |
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