GUNASTI, AMRI (2021) (Peer Review + Similarity + Document) Does Financial Literacy Influencing the University Student’s Decision to Use M-Payment? EAI.
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Abstract
Based on the annual data released by We are Social 2020, shows that Indonesia is a country with the highest rate of e-commerce adoption in the world, but is lagging behind in using mobile payments (m-payment). However, it is common to find that m-payment integrated with e-commerce. Why does it happen? To find this out, we conducted this research. The Technology Acceptance Model (TAM) used to parse the decision to use the m-payment technology. Then added financial literacy as antecedent for decision using m-payment. Data collected using questionnaires distributed to students and collected 120 respondents, then analyzed by using SEM. The result showed that the perception of easy to use is not a consideration in using m-payment but rather the perception of usefulness and security. The financial literacy does not influence the intention to use m-payment, but it has an impact on the behavior of using m-payment.
| Item Type: | Peer Review |
|---|---|
| Uncontrolled Keywords: | mobilepayment perceived of trust financial literacy tam intention to use usage behavior |
| Subjects: | 600 Technology and Applied Science > 620 Engineering > 624 Civil Engineering |
| Divisions: | Faculty of Engineering > Department of Civil Engineering (S1) |
| Depositing User: | Amri Gunasti |
| Contact Email Address: | amrigunasti@unmuhjember.ac.id |
| Date Deposited: | 18 Aug 2022 01:49 |
| Last Modified: | 18 Aug 2022 01:49 |
| URI: | http://repository.unmuhjember.ac.id/id/eprint/15154 |
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