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Pratiwi, Karolina Eka Agustin Wahyu (2026) PENGARUH FINTECH PAYMENT (PAYLATER), LITERASI KEUANGAN, PERILAKU KONSUMTIF TERHADAP PERILAKU KEUANGAN MAHASISWA PTS DI KABUPATEN JEMBER. Undergraduate thesis, Universitas Muhammadiyah Jember.
