Evaluasi Sistem Informasi Akuntansi Penyaluran Kredit pada PT BPR Nur Semesta Indah Kantor Kas Balung di Jember

ABSTRACK

The title of this research is "Evaluation of Accounting Information System for Credit Collection at PT BPR Nur Semesta Indah Balung Cash Office". This study aims to determine whether the procedures for granting credit and granting procedures for credit have been implemented properly and the accounting information system that has been applied is adequate or not. The existence of a credit granting system aims to facilitate customers in the credit application process, as well as provide clear guidelines for the requirements for applying for credit. This research uses qualitative research with a descriptive approach. Based on the results of this study it can be concluded that the accounting information system for credit granting at PT BPR Nur Semests Indah Balung cash office there are some weaknesses in the process, human resources still have a dual role in carrying out their duties this can lead to ineffectiveness in the organization, they should be more responsible for the organizational structure to run effectively. Also less than the maximum analysis done using only 5C analysis. Suggestions should be to further enhance the existing credit granting information system, and should also add a 7P analysis in the analysis process so that there is no possibility of non-performing loans.
KEYWORDS: Accounting Informasi System, Lending