Models of Financing With Profit Sharing And Linkage Program From Micro, Small, Medium Enterprises In Jember Regency, East Java, Indonesia

AHMAD ROZIQ, AHMAD ROZIQ and YULINARTATI, YULINARTATI and YULIARTI, NORITA CITRA (2018) Models of Financing With Profit Sharing And Linkage Program From Micro, Small, Medium Enterprises In Jember Regency, East Java, Indonesia. http://www.gjesrm.com/Issues%20PDF/Archive-2018/February-2018/6.pdf, Indonesia.

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Abstract

Aims of this study are to analyze the implementation of scheme of profit - loss sharing, problems and solutions,
construction of financing model with using profit loss sharing and linkage program in financing for Micro,
Small, and Medium Enterprises. This study is exploratory and survey research to be carried out in the regency of
Jember using a triangulation method. Method of data analysis use Miles and Huberman model which consists of
data collection, data reduction,data display and conclusion drawing/verification
The results of research sugested that Islamic financial institutions should apply the profit sharing financing for
medium, small and micro enterprises with mudharaba mustaraka which is a combination of mudaraba and
musharaka. This scheme can protect losses for Islamic financial institutions and still provide flexibility for Micro,
Small, and Medium Enterprise to manage their business without interference hands from islamic financial
institutions. Islamic financial institutions such as sharia bank , sharia rural bank, sharia cooperative, baitul maal
wat tanwill, sharia micro financial institutions should make linkage program:figure each other’s for medium,
small, and micro enterprises with using mudaraba mustaraka scheme.
KEYWORDS: Financing Model, Profit-Loss Sharing System, Micro, Small, and Medium Enterprise

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Item Type:	Peer Review
Keywords/Kata Kunci:	KEYWORDS: Financing Model, Profit-Loss Sharing System, Micro, Small, and Medium Enterprise
Subjects:	300 Social Science > 330 Economics > 332 Financial Economics, Finance
Divisions:	Faculty of Economics > Department of Accounting (S1)
Depositing User:	Norita Citra Yuliarti | norita@unmuhjember.ac.id
Date Deposited:	03 Jul 2021 02:14
Last Modified:	26 Aug 2021 04:29
URI:	http://repository.unmuhjember.ac.id/id/eprint/10900

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