Zakiyyah, Amalina Maryam and Gunasti, Amri and Fadah, Isti (2020) (Dokumen Prosiding) Does Financial Literacy Influence the University Student’s Decision to Use M-Payment? ICoSMI IPB.
![]() |
Text
Prosiding.pdf Download (1MB) |
Abstract
Based on the annual data released by We are Social 2020, shows that Indonesia is a country with the highest rate of e-commerce adoption in the world, but is lagging behind in using mobile payments (m-payment). However, it is common to find that m-payment integrated with e-commerce. Why does it happen? To find this out, we conducted this research. The Technology Acceptance Model (TAM) was used to parse the decision to use the m-payment technology. Then added financial literacy as an antecedent for decision using m-payment. Data were collected using questionnaires distributed to students and collected 120 respondents, then analyzed by using SEM. The result showed that the perception of easy to use is not a consideration in using m-payment but rather the perception of usefulness and security. Financial literacy does not influence the intention to use m-payment, but it has an impact on the behavior of using m-payment.
Item Type: | Peer Review |
---|---|
Subjects: | 300 Social Science > 330 Economics > 332 Financial Economics, Finance |
Divisions: | Faculty of Engineering > Department of Informatics Management System (D3) |
Depositing User: | Amalina Maryam Zakkiyah |
Date Deposited: | 22 Mar 2022 01:20 |
Last Modified: | 22 Mar 2022 03:37 |
URI: | http://repository.unmuhjember.ac.id/id/eprint/13308 |
Actions (login required)
![]() |
View Item |