Does Financial Literacy Influencing the University Student’s Decision to Use M-Payment?

GUNASTI, AMRI (2020) Does Financial Literacy Influencing the University Student’s Decision to Use M-Payment? EAI.

	Text PeerReview15.pdf Download (549kB)
	Text 15. Turnitin.pdf Download (3MB)
	Text 15. Dokumen Lengkap.pdf Download (1MB)

Abstract

Based on the annual data released by We are Social 2020, shows that Indonesia is a country with the highest rate of e-commerce adoption in the world, but is lagging behind in using mobile payments (m-payment). However, it is common to find that m-payment integrated with e-commerce. Why does it happen? To find this out, we conducted this research. The Technology Acceptance Model (TAM) used to parse the decision to use the m-payment technology. Then added financial literacy as antecedent for decision using m-payment. Data collected using questionnaires distributed to students and collected 120 respondents, then analyzed by using SEM. The result showed that the perception of easy to use is not a consideration in using m-payment but rather the perception of usefulness and security. The financial literacy does not influence the intention to use m-payment, but it has an impact on the behavior of using m-payment.

Item Type:	Peer Review
Uncontrolled Keywords:	mobilepayment, perceived of trust financial literacy, TAM, intention to use, usage behavior
Subjects:	600 Technology and Applied Science > 620 Engineering > 624 Civil Engineering
Divisions:	Faculty of Engineering > Department of Civil Engineering (S1)
Depositing User:	Amri Gunasti
Contact Email Address:	amrigunasti@unmuhjember.ac.id
Date Deposited:	01 Aug 2022 02:20
Last Modified:	01 Aug 2022 02:20
URI:	http://repository.unmuhjember.ac.id/id/eprint/14643

Actions (login required)

View Item